A "Plan B" IS Necessary - My Personal Story

 In the last blog article I discussed the question, "Do you NEED a 'Plan B'?" Again, "Plan B" referring to having a "back up" plan or source of income in case your "Plan A" (main plan or source of income) falls through.

You will have to decide that for yourself but, in my opinion, the answer is a great big "YES!".

In this article as well as in the podcast I've done on this topic (see links below) I will discuss my personal, most recent, story about my last "job" and how that situation has, once again, emphasized to me and for me the ABSOLUTE NECESSITY to have a "Plan B" in place and, more than likely, even a "Plan C, D, E, F and G" , if not more.

 

Some of the time frame on this may not be completely correct but, I'll do my best to be as accurate as possible. The main focus of sharing this with you is to help you understand what could happen to you - IF it hasn't happened to you already.  

Back in November of 2021 I answered an ad that I had come across for a job that, to be honest, seemed too good to be true. It was for a job to where I only worked two days a week and had the ability to make $100,000 + my very first year. It was for the position of being a sales consultant (official title was "Clinic Consultant") to close on a $5,000 product offering. 

I applied but, to be honest, I didn't expect much and definitely didn't expect it to actually be a legitimate job opportunity. However, I DID start noticing commercials on my local television channels for this particular company and for the office from which I would be working. That increased my "faith" that this may, indeed, be an incredible opportunity.

Long story short, I was interviewed by a couple of managers, hired and went to a 4 day training at which I caught COVID which delayed my start by about a week. 

I finally started my work the first week in January of 2022 and, after a nervous and slow start for the first couple of weeks, I began to "hit my stride" and began to have some INCREDIBLE results for the two days that I was working for the week. WOW! I was excited and thankful for such an opportunity.

I had already told my wife that I KNEW that I needed to get a "Plan B" in place because this was a job that relied on me being physically present to do the job and it was all commission. In other words, if I didn't work, I didn't make money or even have the opportunity to make money.

In March I noticed that things began to change. Instead of "screening" being done in such a way that the majority of the people I met with being able to actually pay for the product, I was seeing more and more people that were on fixed incomes that had no way to be able to do so.  This greatly was impacting my commission checks and, from what I could tell, it was affecting everyone in the company that held the same position that I did in different offices. 

Even though my commissions took a big hit - probably cut in about half - I was still able to maintain a reasonable amount of income with promises of "it would get better". I was beginning to feel uncomfortable due to the "rah rah" talk that I was hearing that would be similar to someone on a sinking ship stating that "all is well". 

Fast forward to the end of April and everyone in the company that held the same position had their "days to work" cut in half. In other words, I went from 2 days a week (8 days a month) to 2 days every 2 weeks (4 days a month). Again, "Oh, it's going to get better!"

For various reasons, my clientele dropped by about 80% and my commission dropped by about 90%. I knew this was a sinking ship and it was confirmed when, on one of my "off" days, I dropped by the office and found someone there that was about to go to training to take my spot.

I had never had any problems, never been "written up" and had produced well. My managers were not even aware of this move and I discovered that this was happening to others as well.

So, I was out just like that with no "Plan B" in place.

None.

So now I've been scrambling to try to get something going that would enable me to make some good income and also allow me to still work on developing a "Plan B, C, D, E" and so on.

You tell me...after reading that story, would you agree that it is ABSOLUTELY NECESSARY to get a "Plan B" in place?

COVID-19 should have made that very clear to EVERYONE. If you don't know what I'm talking about due to when you read this article, do a little research but, businesses were shut down and not allowed to operate, people were sent home with no way to make an income and MANY of these businesses went OUT of business after being in business for decades.

What if you get sick or hurt and you can't work? What if your spouse or a parent or a child becomes ill or injured to the point that they need YOUR care and attention that would prevent you from working a "regular" 9 to 5 job?

I will continue this discussion in the next article but, until then, ask yourself this question: "How much CONTROL do I actually have over my current situation/job?" 

Be watching for it and, until then remember...

YOU'RE HERE FOR A REASON and, whatever you do, always be sure to...

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

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Question: Is it IMPORTANT and/or NECESSARY to Have a "Plan B"?

 "Plan A" would be your #1 plan for whatever area in your life is being planned an/or discussed. This could be your career path that you plan to choose, for example. 

"Plan B" would be your "backup" plan that comes to be if your "Plan A" or #1 plan doesn't work out. Again, this could be applied to your career path that you have chosen.

Before I get deep into this discussion let me address something that I strongly believe. There are SOME situations that should NOT have a "Plan B" in place. Sometimes we may need to "burn our bridges" or any way of retreat or escape in order to avoid not giving "Plan A" all that we have. In my opinion, a marriage is one of those things that should not have "Plan B" in place. I believe that too many people approach marriage with that "Plan B" approach in place all along. I actually heard a young lady tell me once about her desire to marry a certain young man, "Oh well, if it doesn't work out, we can just get a divorce." How sad

I could do a whole different article on that but, for now, I need to stick to the main focus of this blog article: Having a "Plan B" in place when it comes to your career or source of income.

So, "Plan B"...do you have one? Do you NEED one? It would be great to be involved with a panel discussion on this or even a Q and A session with you in the audience. I'd love to hear your thoughts/answers on those two questions.

If you would, share those thoughts/answers on my Facebook page...I'd love to see what you have to say.

I will be doing a podcast on this topic very soon. In my next article I will share with you my most recent experience in this area. Be watching for it and, until then remember...

YOU'RE HERE FOR A REASON and, whatever you do, always be sure to...

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

Future You University   FYU on Facebook!   Podcast on iTunes   Podcast RSS feed

YouTube   

Two Great Questions

It seems as if the last few articles hasn't really "stretched" our mindset like some of the ones from last week had done, but that's about to change!

 

I am assuming that if you are still reading this that you are OPEN to expanding your mindset, especially in the area of MONEY since that is what we have been talking about all last week and this week. SO STAY WITH ME!

 

I mentioned on the podcast for this topic that I likely will do one on the meaning of the word "resolution" and the root word, "resolve" since so many seem to take their "New Year Resolutions" so lightly. Seriously, it's pretty much a joke and most people KNOW they really don't plan to do much - to RESOLVE - to make the changes that they say that they do.

 

Here's what I'm suggesting to you today - as we get close to the start of another year, why not set some BIG, HAIRY, AUDACIOUS GOALS fr the year to come? Why not push yourself like you've never pushed yourself before?

 

What do I mean? Well, let's look at these "Two Great Questions" that Bob Proctor shares in "The Science of Getting Rich":

 

     1. How would your life change if your MONTHLY income suddenly became your WEEKLY income?

    2. How would your life change if your ANNUAL income suddenly became your MONTHLY income?

 

Hey, you've come this far, so, again, STAY WITH ME! Go ahead and get out a piece of paper and write these figures down. Obviously go with #1 first and write down what your MONTHLY income actually is (take-home pay). Go ahead and do the math to see what it would actually come out to financially if that amount became your weekly income. Multiply that amount (your current monthly income) X 52 weeks to see what that would mean for your new annual income!

 

WOW! Now notice the part that says, "how would your life change if...", and be sure to do that part. What would that mean for you and your family? What would change in your life? Get specific! (This is a great project to do together as a couple and, depending on the ages of your kids, possibly involve them in it as well.

 

So, yeah, now allow yourself to really stretch yourself and go big with #2! Don't worry if that seems to be impossible but WHAT IF? What IF your annual income could become your monthly income? Write down the amounts and, again, be sure to answer the "how would your life change IF..." part of the questions.

 

Allow yourself to add to this, rethink, adjust and expand on this over the course of several days.

 

For now, don't worry about the HOW, just all yourself to look at those figures and KNOW that, indeed, it CAN happen in your life!

 

Allow yourself to dream and to get excited! Remember one of the quotes from Mr. Proctor from an earlier post where he said, "There is no limit on what you can earn."?

 

In our next article we will look at one way to make this happen that Mr. Proctor shares. Until then, become blown away when you see the difference in what IS and what CAN be!

 

Until next time, be sure to...

 

"Make it an AWESOME day! (Who else is going to do it for you?)"

 

Mike

 

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"I Can't Even Imagine..."

I know there are times that I have said that exact thing, "I can't even imagine..." and I'm sure you have as well.

There have been times when I have said it that dealt with a family that had a child die from a disease or some other unexpected happening. When I say, "I can't even imagine what that would be like as a parent" I am telling the truth. I have 3 sons, 2 daughters-in-law and 2 precious little grand babies. I honestly can't even imagine what it would be like to lose any of those.

And then, there are times when I use that phrase in relationship to OTHER things that are beyond my grasp of possibility.

Money is one of those as I'm sure it is for you.

The "unimaginable" in this area is becoming more and more "imaginable" as I learn more and more and associate with successful people more than I used to.

You may remember that, recently, I talked about Bob Proctor saying that we, as humans, have "infinite potential" in so many areas but especially in the area of possible income.

 

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Unimaginable.

Here's my question for you: If numbers you see and/or hear are unimaginable ("I can't even imagine that!"), are you willing to "stretch your imagination" and see that, indeed, it IS possible or will you keep your mind CLOSED to those possibilities.

And, friend, this applies to MANY areas of life - not just financial.

So, the choice is yours...live a life OPEN to the POSSIBILITIES or live a life CLOSED to what is possible and, likely, live a closed life that shuts others out.

Again, it's up to you.

Decide and take action (again, NOT doing anything is an action in and of itself).

I hope you will chose to EXPAND YOUR HORIZONS so that you, indeed, can...

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

Something to Consider

One of the things that was emphasized at the recent seminar I attended in Springfield, MO. was that we ALL need more than ONE "stream of income". Now, I've heard and read this many times but it is always good to hear it again.

What is meant by "stream of income"?

Anything that brings income into your life is a "stream of income". Yes, picture it as a stream that is bringing money into your account!

Here's the problem - most people have only ONE stream of income and, regardless of how GOOD (or well-paying) that particular stream is we must all ask ourselves the question, "What happens if/when that stream 'dries up'?"

"Oh, but my 'stream' would never 'dry up'!" -- Oh really?

Those who have been laid off have had this happen to them. ("But not me!" you say)
Those who have been "let go" from their jobs have had this happen to them. ("But not me!")
Those who retire (willingly or forced retirement) have had this happen to them. ("But not me!")

O.k., let's just stop here for a moment --- retirement? How many people have seen their retirement disappear because of the actions of the "higher ups" in their company. Some that had hundreds of thousands of dollars set up for retirement now have nothing! Beyond that, most people simply don't have enough to live by during their retirement years and they depend on government help to get by. YES, THIS COULD BE YOU!

Your "income stream" can "dry up" in any number of ways. Here's the key question that you must ask yourself:

"If I were to stop working - voluntarily or involuntarily - what would happen?"

You see, doctors get paid a lot of money - but not unless they do the work! And, so it is for a majority of people!

What happens if you get sick or some injury keeps you from continuing to work? What then?

None of us wants any of this to happen in our own lives yet it happens to people every single day - perhaps it has already happened to you.

The solution? Work harder and longer hours? Well, again, what happens when you are no longer able to do that? Um....get another job? Yes, that will bring you more money in IF you have the time for an extra job BUT we still go back to square one if/when you are unable to DO that extra job.

The solution? Additional streams of income that will eventually continue on even when you are not "working" for that stream of income. The more you have, the better off you are. One speaker at this seminar suggested that we all need seven streams of income and I have heard some talk of 40 and 50 streams of income that they have set up.

The key? Even if one stream "dries up", there are many more that will be able to carry the "burden" of this event. So, this helps us understand that, the more streams we have the better it is.

"But I don't have TIME for anything else!" I certainly understand that! That is why it is also important to find an opportunity that will allow you to build an extra stream of income on a part-time basis. One can continue on with this "part-time" or, if they so choose, devote "full-time" to it at a later date. Oh, and another KEY thing to remember is this - "residual income" (income that you continue to get paid on in the future from the work you do today).

Friend, I do believe I have found the opportunity that answers all of the criteria I have mentioned above. And, I want you to know, that I am not stopping here - I am continuing to search and check out and learn so that I may expand my "streams of income" even more.

Let's get to the point. Let's get straight to the information that you desire. Let's make it plain and simple and make it a "one-stop-shop".

http://www.michaelspillman.com/

There is your answer to another "stream of income". A legitimate "work-from-home" opportunity that provides a legitimate service that is backed by a strong, legitimate company.

If you understand the concept of needing to create more than one stream of income (perhaps your spouse can work on/with this new "stream") then please take the time to check this out thoroughly.

TWO THINGS I ASK -
1. If you have ANY questions, please get in touch with me.
2. Please don't sign up for ANYTHING (product service OR opportunity) without contacting me first. I simply want to make sure we do it all correctly so that you do not come across any problems.

That's all I ask.

Here's the thing --- you'll never know unless you check it out for yourself.

Even if this is not what you are looking for (and it may not be!), do yourself a favor and start building your financial security and future by developing additional streams of income - this is a MUST for both your security AND your future!

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

This Could Be For You - Need More Money?

Yes, I know there are TONS of "work from home opportunities" out there and I know that some are better than others. I also know - from personal experience - that many of them require you to basically wear yourself out trying to make any money with that "opportunity".

But friend, I encourage you to at least check out the following link. Yes, I am now an associate of this company - that's how much I believe in what I see with the company and the service that they provide. I would NOT endorse this unless I believed in it 100%.

http://www.forever.buildlastingsuccess.com

Also, please note that this opportunity is only available in the U.S. and Canada.

(One other note, this is NOT the BLASTOFF opportunity that I've told you about that is free. That is still coming and, if you would like to see my Blastoff page to get an idea what it is like and how it works you can go to: http://www.BlastoffTrain.com )

I hope you will at least take a look and, if you have questions, contact me. This could be your answer.

Will YOU Pass Up FREE MONEY???

You've seen this before IF you've read my notes - but this is something that, if you pass it up, someone should pop you up side your head! Seriously!

BLASTOFF is coming and it is going to be HUGE! And, the key thing is that it is FREE for your use and it is also a FREE way for you to get money from those that get their BLASTOFF page from you. YES, it IS free!

Check out my BLASTOFF page here: http://www.BlastoffTrain.com

How do I already have my BLASTOFF page even though you won't be able to sign up on my page until October 12th? That's the other part of the puzzle that may or may not be for you --- but it's an incredible opportunity! (No, you don't have to involve yourself in this part in order to get and use BLASTOFF...but why wouldn't you? By doing so you also get another 10 degrees for a total of 20.)

What am I talking about with all of this?

Honestly, the BEST way for you to get a good idea about both BLASTOFF and the other opportunity and how they can work together is to view this approx. 25 minute video - believe me, it will be worth your time.

http://www.livecompanyoverview.com/

DON'T MISS THIS POINT! This BLASTOFF thing is going to be SO huge - you DO NOT want to miss out on getting in at the start....it's free...it's fun...and you will be able to sign up through my page starting October 12th.

Questions? Comments? Want to know more? Just simply get back to me.

Teachers, Churches, Organizations - RAISE MONEY FOR YOUR GROUP!

First of all, this is also available and potentially POWERFUL for individuals as well - all of this information applies to an individual just as it does groups...so think of the potential even for yourself.

But my focus on this note is for TEACHERS and the potential to raise money for their school or even just their classroom needs, for CHURCHES and the ability to raise money for their missions, youth group or ANY other such need and also for ANY ORGANIZATION (Lions, Kiwanis, etc.) to raise money for their causes.

This is something that you can do - AND IT'S ALL FREE! (Yup, that's right - free!)

I will attempt to tell you about this in my own words, but the best thing to do is to also take a look at my own BLASTOFF page and see for yourself what it is and how it looks, etc.

http://ppl.blastoffnetwork.com/mikespillman

Here's the basic idea:
When the time comes (mid-October) you can get a FREE Blastoff page under me and customize it to suit you and your personality. If you notice on the "mall" section, there are numerous merchants available for your shopping pleasure and also indicators of the % of "cash back" that they will send you. So, each time you buy from these merchants you will receive cash back. Pretty cool, huh?

"But I don't do any shopping on-line!"

Not a problem! Other people do, don't they? So, even if you don't do any shopping on-line, you get others to get their page from YOUR page - that way they are connected to you. And, for each one of those people that do so you will receive a % of every dollar that is spent. Even "cooler", huh?

Here's the kicker - for each person that gets their page from you, you get $$ on that person plus the next 9 that come from them. In other words, you get paid on people "10 deep". WOW!

And, this is true for EACH person that gets a page from you! For each one, you get paid on people "10 deep". Are the wheels in your head starting to turn yet?

TEACHERS, CHURCHES, ORGANIZATIONS, etc.....
You can do this for ANY group or cause. Let everyone know what you are doing and send them to your page and ask them to get their own BLASTOFF page from you and watch what happens!

This is what is called "viral"!!!!

"Oh, but I'd rather spend my money locally." Think about this - when all of these people with you shop on-line and you (as well as they) either get paid for themselves OR use this as a way to raise $$ for their particular group - WHERE IS THIS MONEY GOING TO BE SPENT?

LOCALLY! This is a true example of the global market impacting your local market!

Now, let's do some numbers just to help you see how this spreads. If you were to have ONLY 3 people get a BLASTOFF page under you (from your page) and each one of those 3 people had ONLY 3 people get their BLASTOFF page under them and this "3 people" model is consistent all the way down through 10 degrees under you, take a look at the number of people you end up with ......59,049!!!!!

I have no way to know how much money would come from that and I wouldn't even dare to suggest such. But here's the thing - IT'S FREE TO YOU so wouldn't ANY money that comes from this to you or your group be a BIG PLUS?

This is NOT a "get rich quick" scheme. I wouldn't even suggest it's a "get rich" idea at all. But, couldn't we ALL use some extra money in our pockets? Couldn't every teacher use some extra $$ for their classroom? Couldn't every church use a little extra $$ for their missions or youth or any other group that they have? Couldn't every civic organization use another way to bring in funds for the things that they support?

YES!

So, here's what you need to do:
1. Take a look at my BLASTOFF page from the link above if you haven't done so already
2. Think about the possibility for you and/or some group that you would love to support
3. Send me a note and tell me that you want to do this when it "opens up" for you (mid-October)
4. Start thinking about who all YOU want to get "on board" with you to help in whatever way you want to do this.

Why the delay? Why can't you sign up until mid-October?

---------------------------------------------
Because there is an exclusiveness to this right now and this is how I am already able to have my page up. Also, because I took advantage of this opportunity, my BLASTOFF group does not just go out 10 degrees...it goes out to 20 degrees on each person. Yup, you read that right!
Now, this is NOT required for anyone to participate! Please make sure you understand that! This next part is not for everyone - but it MAY be something you want to look at. On my BLASTOFF page, notice the right side notation about saving $177.
Between NOW and Wednesday, Sept. 30th - THIS TIME FRAME IS ABOUT UP - those interested in this opportunity talked about on this "notation" I pointed out to you can take advantage of this savings, get their BLASTOFF page NOW as well as get their extra 10 degrees on each person.
After that date, the opportunity will still be available, and that person can still get their BLASTOFF page before mid-October AND still get their extra 10 degrees on each person --- but it will cost them a lot more to do so!

So, especially on that part - if it is something that interests you - GET IN TOUCH WITH ME IMMEDIATELY!
--------------------------------------------

Then, those that have their exclusive BLASTOFF page will have until mid-October to tell as many people as possible about this and get people thinking about it. Once it's opened up in mid-October (12th) then there will be about a 2 week period where even YOU have a certain level of "exlusiveness" in getting people to get their page through you. How? At the end of October, BLASTOFF becomes available world-wide and many companies are lined up to use this explosive idea in their marketing plans. This means that ANYONE can get their own page by simply going on-line and signing up.

WHY NOT TAKE ADVANTAGE OF YOUR CHANCE NOW?

I know I covered a lot - PLEASE contact me with ANY question(s) that you may have!

My wish is that this will be something very positive for you, your family and/or your group or organization!



"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

Taking Responsibility

In today's podcast I share with you the things that a particular negative person I deal with at least once a week spurts out of his negative mouth! (Don't you just love people like this?)

Here's the thing - we all deal with people like this from time to time, right? What do YOU do about it? How do YOU handle it? (I'd love to hear from you on this - just shoot me an e-mail at mike@futureyouuniversity.com )

On this particular Tuesday Mr. Negative (as I will refer to him from now on) was spouting about how the government is to blame for everything and "if" this and "if" that.... hmmmm, I'm thinking he hasn't read the chapter on "Old Man 'If'" in Napoleon Hill's book, huh? ;)

Among other things in his negative rant he made the comment about someone making $40, 000 being poor. Now, folks, let's get some perspective on this statement and look at some actual facts about this part of the world. This comment is being made about the same county as I live in the state of Arkansas. Official statistics show that the estimated median household income in 2007 in this county was $26,316 and overall, in the state of Arkansas in 2007 it was $38,134.

YOU do the math! It's pretty obvious that Mr. Negative has no idea what he is talking about! Does this surprise you? It shouldn't! Negative people love to spout off thoughts, ideas and even "statistics" that have no basis in fact at all. Don't be fooled by them or take what they say as something of any value whatsoever!

When you look at the facts, a person making $40,000 in this little county in Arkansas is WAY ahead of others in this county and even a little further ahead than most others in the state as a whole! But, for negative people, facts don't matter! All that matters is the EXCUSE!

And, this is what was happening with Mr. Negative - excuses! He was making excuses as to why he (I assume he was talking about himself) couldn't ever get ahead even thought the fact is that he is far better off than most around here.

I'll be sharing some more from Mr. Negative in the next few days, but for today, this is enough for me to make the point for today's podcast and blog. Again, STOP making excuses and START making your move!

All of us can point to difficult times in our lives, right? All of us can find situations that DO make things tough in our lives - but what then? What do you do? What do I do?

Give in? Give up?

Yes, sometimes, things are out of our control but there are also many things that we have caused to happen in our own lives and we must suffer through the results.

WHAT WILL YOU DO?

Isn't it time we took responsibility for our own lives, for our own mistakes and yes, even for those circumstances beyond our control - isn't it time we took the responsibility to "fix" it?

Right at the end of today's podcast I shared with the listeners some really unbelievable financial figures that I and my family went through during a very tough time in our lives. Take a listen to it. I will be going over that in more detail for tomorrow's podcast just simply to help you know that, yes, I, too, have been through it.

Today is YOUR day! Take responsibility for it and refuse to hand that responsibility over to any one else!

You can do it! You MUST do it!

So yes...

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike