In the last blog article I discussed the question, "Do you NEED a 'Plan B'?" Again, "Plan B" referring to having a "back up" plan or source of income in case your "Plan A" (main plan or source of income) falls through.
You will have to decide that for yourself but, in my opinion, the answer is a great big "YES!".
In this article as well as in the podcast I've done on this topic (see links below) I will discuss my personal, most recent, story about my last "job" and how that situation has, once again, emphasized to me and for me the ABSOLUTE NECESSITY to have a "Plan B" in place and, more than likely, even a "Plan C, D, E, F and G" , if not more.
Some of the time frame on this may not be completely correct but, I'll do my best to be as accurate as possible. The main focus of sharing this with you is to help you understand what could happen to you - IF it hasn't happened to you already.
Back in November of 2021 I answered an ad that I had come across for a job that, to be honest, seemed too good to be true. It was for a job to where I only worked two days a week and had the ability to make $100,000 + my very first year. It was for the position of being a sales consultant (official title was "Clinic Consultant") to close on a $5,000 product offering.
I applied but, to be honest, I didn't expect much and definitely didn't expect it to actually be a legitimate job opportunity. However, I DID start noticing commercials on my local television channels for this particular company and for the office from which I would be working. That increased my "faith" that this may, indeed, be an incredible opportunity.
Long story short, I was interviewed by a couple of managers, hired and went to a 4 day training at which I caught COVID which delayed my start by about a week.
I finally started my work the first week in January of 2022 and, after a nervous and slow start for the first couple of weeks, I began to "hit my stride" and began to have some INCREDIBLE results for the two days that I was working for the week. WOW! I was excited and thankful for such an opportunity.
I had already told my wife that I KNEW that I needed to get a "Plan B" in place because this was a job that relied on me being physically present to do the job and it was all commission. In other words, if I didn't work, I didn't make money or even have the opportunity to make money.
In March I noticed that things began to change. Instead of "screening" being done in such a way that the majority of the people I met with being able to actually pay for the product, I was seeing more and more people that were on fixed incomes that had no way to be able to do so. This greatly was impacting my commission checks and, from what I could tell, it was affecting everyone in the company that held the same position that I did in different offices.
Even though my commissions took a big hit - probably cut in about half - I was still able to maintain a reasonable amount of income with promises of "it would get better". I was beginning to feel uncomfortable due to the "rah rah" talk that I was hearing that would be similar to someone on a sinking ship stating that "all is well".
Fast forward to the end of April and everyone in the company that held the same position had their "days to work" cut in half. In other words, I went from 2 days a week (8 days a month) to 2 days every 2 weeks (4 days a month). Again, "Oh, it's going to get better!"
For various reasons, my clientele dropped by about 80% and my commission dropped by about 90%. I knew this was a sinking ship and it was confirmed when, on one of my "off" days, I dropped by the office and found someone there that was about to go to training to take my spot.
I had never had any problems, never been "written up" and had produced well. My managers were not even aware of this move and I discovered that this was happening to others as well.
So, I was out just like that with no "Plan B" in place.
None.
So now I've been scrambling to try to get something going that would enable me to make some good income and also allow me to still work on developing a "Plan B, C, D, E" and so on.
You tell me...after reading that story, would you agree that it is ABSOLUTELY NECESSARY to get a "Plan B" in place?
COVID-19 should have made that very clear to EVERYONE. If you don't know what I'm talking about due to when you read this article, do a little research but, businesses were shut down and not allowed to operate, people were sent home with no way to make an income and MANY of these businesses went OUT of business after being in business for decades.
What if you get sick or hurt and you can't work? What if your spouse or a parent or a child becomes ill or injured to the point that they need YOUR care and attention that would prevent you from working a "regular" 9 to 5 job?
I will continue this discussion in the next article but, until then, ask yourself this question: "How much CONTROL do I actually have over my current situation/job?"
Be watching for it and, until then remember...
YOU'RE HERE FOR A REASON and, whatever you do, always be sure to...
"Make it an AWESOME day! (Who else is going to do it for you?)"
Mike
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