A "Plan B" IS Necessary - My Personal Story

 In the last blog article I discussed the question, "Do you NEED a 'Plan B'?" Again, "Plan B" referring to having a "back up" plan or source of income in case your "Plan A" (main plan or source of income) falls through.

You will have to decide that for yourself but, in my opinion, the answer is a great big "YES!".

In this article as well as in the podcast I've done on this topic (see links below) I will discuss my personal, most recent, story about my last "job" and how that situation has, once again, emphasized to me and for me the ABSOLUTE NECESSITY to have a "Plan B" in place and, more than likely, even a "Plan C, D, E, F and G" , if not more.

 

Some of the time frame on this may not be completely correct but, I'll do my best to be as accurate as possible. The main focus of sharing this with you is to help you understand what could happen to you - IF it hasn't happened to you already.  

Back in November of 2021 I answered an ad that I had come across for a job that, to be honest, seemed too good to be true. It was for a job to where I only worked two days a week and had the ability to make $100,000 + my very first year. It was for the position of being a sales consultant (official title was "Clinic Consultant") to close on a $5,000 product offering. 

I applied but, to be honest, I didn't expect much and definitely didn't expect it to actually be a legitimate job opportunity. However, I DID start noticing commercials on my local television channels for this particular company and for the office from which I would be working. That increased my "faith" that this may, indeed, be an incredible opportunity.

Long story short, I was interviewed by a couple of managers, hired and went to a 4 day training at which I caught COVID which delayed my start by about a week. 

I finally started my work the first week in January of 2022 and, after a nervous and slow start for the first couple of weeks, I began to "hit my stride" and began to have some INCREDIBLE results for the two days that I was working for the week. WOW! I was excited and thankful for such an opportunity.

I had already told my wife that I KNEW that I needed to get a "Plan B" in place because this was a job that relied on me being physically present to do the job and it was all commission. In other words, if I didn't work, I didn't make money or even have the opportunity to make money.

In March I noticed that things began to change. Instead of "screening" being done in such a way that the majority of the people I met with being able to actually pay for the product, I was seeing more and more people that were on fixed incomes that had no way to be able to do so.  This greatly was impacting my commission checks and, from what I could tell, it was affecting everyone in the company that held the same position that I did in different offices. 

Even though my commissions took a big hit - probably cut in about half - I was still able to maintain a reasonable amount of income with promises of "it would get better". I was beginning to feel uncomfortable due to the "rah rah" talk that I was hearing that would be similar to someone on a sinking ship stating that "all is well". 

Fast forward to the end of April and everyone in the company that held the same position had their "days to work" cut in half. In other words, I went from 2 days a week (8 days a month) to 2 days every 2 weeks (4 days a month). Again, "Oh, it's going to get better!"

For various reasons, my clientele dropped by about 80% and my commission dropped by about 90%. I knew this was a sinking ship and it was confirmed when, on one of my "off" days, I dropped by the office and found someone there that was about to go to training to take my spot.

I had never had any problems, never been "written up" and had produced well. My managers were not even aware of this move and I discovered that this was happening to others as well.

So, I was out just like that with no "Plan B" in place.

None.

So now I've been scrambling to try to get something going that would enable me to make some good income and also allow me to still work on developing a "Plan B, C, D, E" and so on.

You tell me...after reading that story, would you agree that it is ABSOLUTELY NECESSARY to get a "Plan B" in place?

COVID-19 should have made that very clear to EVERYONE. If you don't know what I'm talking about due to when you read this article, do a little research but, businesses were shut down and not allowed to operate, people were sent home with no way to make an income and MANY of these businesses went OUT of business after being in business for decades.

What if you get sick or hurt and you can't work? What if your spouse or a parent or a child becomes ill or injured to the point that they need YOUR care and attention that would prevent you from working a "regular" 9 to 5 job?

I will continue this discussion in the next article but, until then, ask yourself this question: "How much CONTROL do I actually have over my current situation/job?" 

Be watching for it and, until then remember...

YOU'RE HERE FOR A REASON and, whatever you do, always be sure to...

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

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"Flash Back Friday" - Taking Care of Business NOW!

 

Today is "Flashback Friday" and I'll be sharing an article with you from April 7, 2011. Enjoy!

-------------

Some of you may think of Elvis when you hear the phrase, "Taking Care of Business" while others (like myself) think of the song by Bachman Turner Overdrive (yeah, BTO sings TCB...I just love all of these abbreviations).

And, you may be wondering what this has to do with our current discussion on LOVING WHAT YOU DO. Hang with me here...it's an easy leap on this one.

First of all, remember, we have been talking about a video featuring a man that worked as a janitor when he won the state lottery. What did he do? He kept right on working his janitor job because of his love for the track program and his desire to donate money to help build a new track for the school. He had a PURPOSE and a PASSION for what he was doing so it didn't matter to him that he didn't HAVE to keep working as the janitor. He WANTED to!

That is when you know you are at your "dream job". When you don't HAVE to do it but you do it anyway.

Now tell me, would being a JANITOR ever have been on your list of answers as being anyone's "dream job"? Likely not. But it brings on the main point of this whole discussion.

Here it is: it doesn't matter what ANYONE else thinks about what you are doing or what they think you SHOULD be doing. It's up to YOU to live your dream, whatever it may be.

Now then, most of us think of something far more elegant when we think of our dream job, don't we? But, again, let me refer to a question I asked early on in this series that SHOULD give you a clear view of your "dream job" - If money were not an issue, what would you be doing?

Well? Surely by now you have come up with an answer to this question if you have been following this series.

But the curve ball comes when we look at where we WANT TO BE and then at where WE ARE and we don't like what we see. The "wanna' be" is a long ways away from our "what is".

What then?

Yesterday I suggested that it might be possible to learn to love what you are doing even if you are not doing what you love (your "dream job"). I hope you have thought about that.

On yesterday's podcast I encouraged you to really try to brainstorm and think of HOW you can approach your current job with excitement rather than dread. WHAT CAN YOU DO to approach your day and your job with a challenge so that you get out of the rut of whining and complaining?

One thing that may be absolutely necessary is to change who you hang around with at the office!

BREAK FREE from those that do nothing but whine and complain but also never lift a finger to try to improve their position or make any attempt to actually do their best for the company.

How many times have you heard someone say something like this (and YOU may have been one of the ones to say it!): "Well, I'm not doing one thing more than I have to! If I don't HAVE to do it then I'm not going to do it!"

May I be blunt? What a loser mentality!

What if you decide to TAKE CARE OF BUSINESS RIGHT NOW where you are TODAY?

What if you decided to put 100% of your effort into doing the very BEST job that you can RIGHT HERE RIGHT NOW?

What if you did this today, tomorrow and EVERY day from now on?

What do you think would happen?

I can tell what would happen - THINGS WOULD CHANGE!

You don't need me to tell you what might change for you, do you? Take a moment and write down everything you can think of that would change for you if you adopted this approach.

Why not STOP dreading the day at work and why not TAKE CARE OF BUSINESS when you go to work today and start learning to love what you do (which is simply loving the fact that you are living up to your potential!) until you get to the point that you can finally have the "job of your dreams" and do what you love.

Thing is, you just might find out that this "dream job" was right under your nose all along.

Think about it.

And, until next time, be sure to...

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

Future You University   FYU on Facebook!   Podcast on iTunes   Podcast RSS feed

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Growing Opportunities (Part 3)

Career Opportunities

 

I'm always amazed at how many young people get so selective when looking for a summer job. It "boggles my mind" when I hear a young person say, "But I don't WANT to work at a fast food restaurant!" or "I don't WANT to mow yards!".

Even worse? An adult that will say pretty much the same thing while whining and complaining about not having a job.

OPPORTUNITIES come across our path each and every day. Sometimes they are BIG opportunities but, often, they are smaller opportunities that many of us either ignore or never pay attention to in the first place.

This seems to be true in this area of job or career opportunities. Just like I mentioned in the last article concerning how too many are waiting for the lottery jackpot to fall into their lap, so it is with too many waiting for their "dream job" to suddenly appear.

Remember, small opportunities can grow into big opportunities over time. (If you haven't read the last couple of articles, you really need to do that in order to be "on the same page" with me as I continue those thoughts in today's article).

Do a little research and find out how many people at the TOP of some companies began their journey at the very BOTTOM of that same company. They started "small", stuck with it and worked hard as they worded their way UP into a "larger" and better opportunity.

You never know what can come out of an opportunity to work. So what if it's not your "dream" job? You never know WHO you may meet along the way of working a job and you never know where that particular job may take you. You may find your "dream" job WITHIN this company by starting off with a "smaller" job opportunity.

We want it all NOW!

It's very similar to young couples getting married and wanting to move into a big house with nice furniture, etc. just like their parents had when they grew up. They don't realize that their parents worked YEARS to gain those things.

We live in an "instant" society and it spills over into our idea of work and employment.

GROW those opportunities that come your way! Don't ignore them and don't let them pass you by!

20/20 hindsight kicks me often about such situations. But, I can't go back - YOU can't go back - and relive the past. I (and you) must learn from the mistake of letting opportunities pass us by and be DETERMINED to not let that happen again.

The only way that happens is to KEEP YOUR EYES OPEN for those opportunities. I think they cross our path more often than we realize.

See what happens when you allow yourself to do what it takes to GROW those opportunities. I think you may very well surprise yourself!

And, as you watch, apply and grow them, always be sure to...

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

*If you have ANY problems with ANY of these links, please let me know: mike@futureyouuniversity.com

 

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The EVIDENCE of FAITH

Today is "Thankful Thursday"...Be aware and EXPRESS your thanks TODAY!

If you've not been following the blog this week, be sure to go back and catch up beginning with Monday's article - each article this week has built and been an extension of the previous day's article.

Although I've been mostly using the Bible's definition of faith found in Hebrews 11:1, ("Now faith is the substance of things hoped for, the evidence of things not seen.") I have been making applications about our experiences as we try to get closer to reaching our goals and dreams. Is there a spiritual application to be made? Absolutely! And I will be sharing some thoughts on that in Friday's article entitled, "The APPLICATION of Faith".

Yesterday we discussed the SUBSTANCE of FAITH and realized that faith is NOT "careless living" and even though faith does not demand proof there is SUBSTANCE behind the actions we take based on our faith. Again, if you've not read yesterday's article, be sure to do so in order to get the "connection" between the two.

According to that Biblical definition shared above, not only is there SUBSTANCE to faith but there is also EVIDENCE involved. Remember, I'll be discussing the spiritual aspects of this on Friday, but even for today's thoughts some of you may have a hard time connecting the idea of "evidence" with "faith".

Let me ask you a question that hopefully will clarify this dilemma. Why would ANYONE jump out of a perfectly good airplane - especially for fun??? Yeah, it's called "parachuting" and people do it all of the time. Believe it or not, even though I am very afraid of heights, there is a part of me that wants to experience this before I die. Thing is, I'm worried I just might die of a heart attack from the shock as soon as I am pushed out of that plane! (That's right - PUSHED!).

Are you 100% sure that the parachute is going to open? NOPE.  Is there a chance that it WON'T open or that it won't open correctly and that you could either be killed or seriously injured? YUP!

So, jumping out of an airplane, even WITH a parachute on your back, demands a bit of faith on your part, does it not? And, that FAITH is based on the EVIDENCE that, more often than not, the parachute WILL WORK! If you really don't believe that it will open - if you don't have FAITH that it will open - you will NEVER jump out of that plane unless you're more certain that you will die if you remain ON that plane. Right?

So it is as we move toward our goals and dreams. Even though it may seem like a far stretch (remember, it IS important to push ourselves and to "stretch" with these endeavors) for you to achieve whatever it is that you have set up as your goal/dream, you do it anyway.  However, along with the SUBSTANCE that we discussed yesterday, there should also be some EVIDENCE to go along with your faith or belief that you can and/or WILL achieve success.

Chances are that you have been shown or have seen others that have done the same thing that you are trying to accomplish and they have been successful in doing so. They don't just TALK about it, they've DONE it!

Is there any guarantee that the same success awaits you? NOPE. Is there a chance that you will fall short of your goals/dreams and that you could even lose some or a lot of money along the way and fail miserably? YUP.

But, based on the SUBSTANCE that we talked about yesterday, mixed in with the EVIDENCE that we have talked about today, you still have to step out on FAITH, believing that this, too, can be true for you IF you are willing to put out the effort necessary (the evidence of others will point this out to you) to make it happen.

So, yes, even with SUBSTANCE and EVIDENCE, moving in this way still demands FAITH!

I'd love to hear your comments about this topic and on what has been shared this week. You can contact me directly via e-mail (mike@futureyouuniversity.com) OR via the website (http://www.futureyouuniversity.com/ or http://www.michaelspillman.com/ ) or by leaving a message here on this blog OR by leaving a message on our fan page (www.facebook.com/futureyouuniversity) . I really would prefer you to leave it on the fan page but I would love to hear from you in any of these ways.

I hope you'll join me again tomorrow as I make the spiritual application to all of this. Until then, as you go through your day, be sure to...

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

The SUBSTANCE of FAITH

Today is "WIDE-OPEN WEDNESDAY"! It's "wide-open" for YOU to take that leap of FAITH!

Faith vs. Reason. Is that the way it has to be when we talk about FAITH?  I'd say "yes" and "no".

There IS a solid place in our lives for "reason". There are decisions that we make in our lives that MUST involve reason or "reasoning", and well thought out reasoning at that!

So, right off, please don't misinterpret what it is that I'm going to say in today's article. By NO MEANS am I saying that you need to throw "reason/reasoning" out the door. Too many people already misunderstand the idea of "stepping out in faith" and have made some very foolish (and harmful) moves in their lives.

FAITH IS NOT CARELESS LIVING! Make sure you get that point. As a matter of fact, if you'll go back to yesterday's podcast and blog article you'll remember that, according to the Biblical definition found in Hebrews 11:1, "...faith is the SUBSTANCE of things hoped for, the EVIDENCE of things not seen."

SUBSTANCE and EVIDENCE. Understanding this will help prevent careless living and careless decisions.

It almost makes my head spin when I think of how many people I hear say something along the lines of, "Well, you gotta' have faith!" or "Sometimes you just have to step out in faith" or even, "Sometimes you just have to JUMP!"

Again, please don't misunderstand. YES, there comes a time when ALL of these phrases are necessary and TRUE! But, first, make sure you have the SUBSTANCE and the EVIDENCE that is used in the very definition of faith before you make that jump.

THE SUBSTANCE OF THINGS HOPED FOR:

How much "weight" does this "passion" of yours carry? Another way to ask that is simply, "How IMPORTANT is this passion of yours?" How DETERMINED are you to achieve this goal or dream? Do you have what it takes to stick it out until you reach your goal? Do you have what it takes to carry it out and fulfill it once you achieve it?

Let me use an example from an old television show called, "The Beverly Hillbillies". Do you remember Jethro? (How can you FORGET Jethro if you ever saw the show?). Let's just say that ol' Jethro wasn't the sharpest tool in the shed, o.k.? Do you remember what it was that Jethro wanted to have as a profession? Here we go - a BRAIN SURGEON. Of course, the comedic aspect of this was that there was no way in the world that Jethro would ever be able to become a brain surgeon! So, in my way of thinking, there was NO SUBSTANCE to his plan. Make sense?

Yes, it is important to STRETCH and CHALLENGE ourselves in our attempts to better our lives. Think just a moment about those last few words in the previous sentence... "better our lives". If we plan to BETTER our lives then it DEMANDS that we do something DIFFERENT so that we don't keep it the same, right? Doing something DIFFERENT demands a different mindset and approach which means we must "stretch" and challenge ourselves in order to do so.

But, at the same time (and this is part of the "reasoning") our goals and dreams must have "substance" in that it is something that we can actually achieve. Make sense? Hey, I love the NBA but at 52 years of age and also due to my lack of ability there is NO WAY IN THE WORLD that I can become a member of a professional basketball team in the NBA...no matter HOW MUCH I want it or regardless of how many pictures I put up on my "dream board".

Now, once you figure something out that has "substance" for your life (a real passion and something that you feel that you were BORN TO DO) then, YES, stretch yourself and be surprised at how far PAST your expections you landed.

I hope this makes sense...give me some feedback, o.k.?

Tomorrow we will discuss the second part of this "faith equation"... EVIDENCE OF THINGS NOT SEEN. But, until then, whatever you and wherever you go, be sure to...

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

What Would YOU Do If...

It's "Wide-Open Wednesday"...what will YOU do with this special gift?

What would YOU do if today - yes, today - you could do ANYTHING that you wanted to do and/or go anywhere you wanted to go? What if, what if, what if!

Many of us have had such thoughts and, too often, "fantasies" of such a happening for our lives and, many times it is associated with the thought of, "If you only had 2 weeks to live, what would you do?"

Isn't it kind of sad that we have to associate our pending DOOM in order to think that way? Queen Latifah stars in a movie that came out in 2005 entitled, "Last Holiday" in which she is mistakenly told she only has a short time to live. And, friend, live she did! Money was no object because, after all, you can't take it with you and she was no longer afraid to live the live she had only dreamed of before. She DID have a bit of a money issue once she realized that the diagnosis was a mistake - but she learned to truly "live" her life!

Bottom line, here's the truth: Today (any day) you CAN do anything you want to do! Sure, there may be obligations, responsibilities and our moral compass that keeps us from acting upon some things without thought or regard to others or these responsibilities but...the truth is that you CAN if you want.

Many do so every day REGARDLESS of these responsibilities leaving destruction in their wake. Families have been destroyed by one or both parents deciding to do what they wanted to do without any thought (or little thought) to those hurt by such decisions.

However, I'd like you to consider a more positive approach to this topic. Sure, you may not be able to leave all the stress and responsibilities of your life behind (although some try by faking their disappearance) but there ARE things you can do today that, for whatever reason, you have thought were out of your reach.

Have you decided that you are stuck at your job and there is nothing you can do about it? NOT TRUE! Sure, think wisely and make a wise decision but, at the same time, it may take a sudden and decisive action in order for you to stop TALKING about it and start TAKING ACTION with it.

Many people feel that they must wait until they can "afford it" before they have children. I understand the thought and I also agree to a certain extent but, my friend, you'll NEVER be able to 'afford" the expense of raising a child. If you wait until you think you can afford the financial AND emotional cost and investment then you will NEVER have that child. You will continue to TALK about that child but you will never HOLD that child in your arms!

Hey, listen to the podcast (on iTunes - http://itunes.apple.com/us/podcast/mike-spillmans-future-you/id423660739 or via the RSS feed - http://mikespillman.hipcast.com/rss/futureyouuniversity.xml ) to get some more insight on this topic and think on this yourself.

Don't come to the end of your life saying, "What if..." or "If I only had done..."

Remember, TODAY is all we have and, as you go through this day be sure to...

"Make it an AWESOME day! (Who else is going to do it for you?)"
Mike

Taking Care of Business NOW!

NOW!

Some of you may think of Elvis when you hear the phrase, "Taking Care of Business" while others (like myself) think of the song by Bachman Turner Overdrive (yeah, BTO sings TCB...I just love all of these abbreviations).

And, you may be wondering what this has to do with our current discussion on LOVING WHAT YOU DO. Hang with me here...it's an easy leap on this one.

First of all, remember, we have been talking about a video featuring a man that worked as a janitor when he won the state lottery. What did he do? He kept right on working his janitor job because of his love for the track program and his desire to donate money to help build a new track for the school. He had a PURPOSE and a PASSION for what he was doing so it didn't matter to him that he didn't HAVE to keep working as the janitor. He WANTED to!

That is when you know you are at your "dream job". When you don't HAVE to do it but you do it anyway.

Now tell me, would being a JANITOR ever have been on your list of answers as being anyone's "dream job"? Likely not. But it brings on the main point of this whole discussion.

Here it is: it doesn't matter what ANYONE else thinks about what you are doing or what they think you SHOULD be doing. It's up to YOU to live your dream, whatever it may be.

Now then, most of us think of something far more elegant when we think of our dream job, don't we? But, again, let me refer to a question I asked early on in this series that SHOULD give you a clear view of your "dream job" - If money were not an issue, what would you be doing?

Well? Surely by now you have come up with an answer to this question if you have been following this series.

But the curve ball comes when we look at where we WANT TO BE and then at where WE ARE and we don't like what we see. The "wanna' be" is a long ways away from our "what is".

What then?

Yesterday I suggested that it might be possible to learn to love what you are doing even if you are not doing what you love (your "dream job"). I hope you have thought about that.

On yesterday's podcast I encouraged you to really try to brainstorm and think of HOW you can approach your current job with excitement rather than dread. WHAT CAN YOU DO to approach your day and your job with a challenge so that you get out of the rut of whining and complaining?

One thing that may be absolutely necessary is to change who you hang around with at the office!

BREAK FREE from those that do nothing but whine and complain but also never lift a finger to try to improve their position or make any attempt to actually do their best for the company.

How many times have you heard someone say something like this (and YOU may have been one of the ones to say it!): "Well, I'm not doing one thing more than I have to! If I don't HAVE to do it then I'm not going to do it!"

May I be blunt? What a loser mentality!

What if you decide to TAKE CARE OF BUSINESS RIGHT NOW where you are TODAY?

What if you decided to put 100% of your effort into doing the very BEST job that you can RIGHT HERE RIGHT NOW?

What if you did this today, tomorrow and EVERY day from now on?

What do you think would happen?

I can tell what would happen - THINGS WOULD CHANGE!

You don't need me to tell you what might change for you, do you? Take a moment and write down everything you can think of that would change for you if you adopted this approach.

Why not STOP dreading the day at work and why not TAKE CARE OF BUSINESS when you go to work today and start learning to love what you do (which is simply loving the fact that you are living up to your potential!) until you get to the point that you can finally have the "job of your dreams" and do what you love.

Thing is, you just might find out that this "dream job" was right under your nose all along.

Think about it.

And, until next time, be sure to...

"Make it an AWESOME day! (Who else is going to do it for you?)"

Mike

www.MichaelSpillman.com