Showing posts with label broke. Show all posts
Showing posts with label broke. Show all posts

Wednesday, March 27, 2024

Your Attitude MATTERS!

 This article comes from thoughts I shared on my most recent podcast (access it HERE) on the #TRUTH that, "Your Attitude MATTERS!"

Listen, it doesn't matter WHO you are or WHAT you are doing (job, school, parenting, etc.) the fact remains that the ATTITUDE that YOU CHOOSE (that's right, it's a choice!) will have a HUGE impact on you day, week, month and year. And, if you keep adding that time up it will turn out to be YEARS and you will wonder why your life did not turn out the way you had wished. 

This past week I came across a post on my social media that brought about my decision to do a podcast/blog article on this topic. Without revealing more than the content, here's a picture of the post with some notes that I've made that I'll discuss with you here.

First of all, let me say that, whoever came up with this was someone that had a horrible, negative attitude about work and - my guess would be - pretty much every area of their life. That's just my opinion but it is an opinion based on what I've observed and learned over the years.

 

Now then, on to the information in this graphic. Right off the start - at the top - marked as #1 in my comment box we find someone that feels the need to share what THEY HAVE LEARNED about employment. Key point here: Be CAREFUL who you listen to and take "advice" from. Listen, there is actually SOME good advice found in this graphic such as found in numbers 8 and 12.  Your family IS more important than any job BUT you still have to understand the BALANCE that must come with both. (I could do a whole article just on this point and maybe I will in the future). And, for sure, as is mentioned in #12, it is important to keep your personal life private. But, here's the kicker...this also applies to social media and, my guess is, since this was posted on social media that the author of these thoughts does not apply this advice consistently. 

Notice my notes in my second comment about #4 in the posted list... "Do the bare minimum, or you'll get rewarded  MORE work." Again, this "advice" alone should cause everyone to run in the opposite direction! Oh, I know that this is a common opinion held by many but IT IS POISON to your mind and to ANY POSSIBILITY of you actually improving your situation/position at your work. That's a guarantee!

Again, the attitude exhibited by this point alone, should be enough to see that this person's mind has been poisoned by a negative mindset. However, many times, those who ALSO have their minds "poisoned" by negative attitudes will see this as something that makes sense. And it does...to them. Why? Because this is all they see, hear, taste, touch, smell and consume. 

Side note on #9: "Some of your coworkers secretly hate you." Really? Is this a surprise? It shouldn't be because it's called LIFE! Moving on...

Now in my "3rd comment box"...  The attitude expressed in #4 on the list will GUARANTEE that there will NEVER be any substantial pay increase (#10) AND that there will NEVER be promotions in compensation (#11). 

Here's the thing that so many people (like the one that posted this list) don't seem to understand: Your negative attitude and negative approach to your work will KEEP YOU EXACTLY WHERE YOU DON'T WANT TO BE. That is how it works, friend!

This type of negative attitude will keep you on the "hamster wheel" of frustration and disappointment while you continue to blame anybody and everybody else for your lack of forward progress in your position. Go take a good long look in the mirror at where the problem actually lies...YOU

But, here's the GOOD NEWS about all of this: It doesn't have to STAY that way. That's right! YOU have the ability to start making CHANGES in your own attitude and life. It won't be easy because you have likely grown so accustomed to this negative attitude and lifestyle that you may feel that it is even impossible. Always remember this quote that I came up with back in 2009, "As long as there is breath, there is HOPE!"

If you REALLY wish to rid your life of this negative attitude then I have some good news for you! I actually did a series of articles addressing that very thing. It's called "Positive Mindset 101" and it is designed to help you learn how to DEVELOP and MAINTAIN a positive mindset. If you've not done so before, you can begin with the first article in the series by going HERE

One last thing to leave you with. I'VE BEEN THERE! Yep! There have been times in my past where I allowed myself to be influenced by others around me that had a stinking attitude (negative attitude) about work and I became miserable! Yes, I turned it around but I just want to make sure you understand that I, too, have struggled with the influence of negative attitudes.

IT'S A CHOICE and it is YOUR choice. My advice: Choose wisely!

Until next time...


#FutureYouUniversity  #MikeSpillman #Success  #PsitiveMdset  #PersonalDevelopment


Wednesday, February 14, 2024

WHAT Do YOU Love? (Do You Even Know???)

Click HERE for the PODCAST

Click HERE for the VIDEO

 As I type out this article, it is February 14th...VALENTINE'S DAY...the day that celebrates LOVE.

With that in mind, I have a very important question for you: "WHAT Do YOU Love?" Notice that I did not ask "WHO Do You Love" even though that question also needs to be answered based on what we will discuss today.

WHAT Do You Love? WHAT is your PASSION?

You have heard it asked this way before, I'm sure: "What would you do even if you didn't get paid for it?" or "What would you even do for free?"

A lot of people will SAY that they love someone or something but their actions betray their declaration.

People will declare before a minister and all of the people in attendance that they will love each other "no matter what" (to sum it up) yet, many of those same people will end up not living up to those declarations and will end up divorcing one another.  

MANY will say that something is the MOST IMPORTANT thing in their life yet, again, their ACTIONS say otherwise. 

What about YOU

What do you say that you love and what do you say is most important to you?

Be honest with yourself and then answer the question of what your actions say/show about whatever it is. 

I will discuss this topic in more detail a little later BUT FIRST, I NEED SOMETHING FROM YOU!

I need YOUR input on what YOUR passion is, WHAT are you willing to do in order to obtain that "thing" and WHY is it so important to you? I'm not going to ask you to tell me what your actions actually say on that part...I'll leave that up to you to discuss with yourself.

I really want to get this from you and use it for my future thoughts on this topic. You don't have to tell me your name or anything like that so that you can remain anonymous BUT PLEASE share this information with me by either leaving a comment on this article OR by sending it to me via email at mike@FutureYouUniversity.com

Thanks, in advance, for your participation and, until next time...


#FutureYouUniversity  #MikeSpillman #Success  #PsitiveMdset  #PersonalDevelopment


Friday, February 9, 2024

Positive Mindset 101: FORCED Relationships (Dealing With Co-Workers) and CONCLUSION

Click HERE for the podcast episode

Click HERE for the YouTube episode

 In today's post I will take the discussion of the "Mind Fields" that can cause great harm to our desire for a POSITIVE MINDSET and apply them for when we deal with those that we have out of "necessity" (some family like in-laws or step family AND our co-worker and managers/bosses). 


HOW DO YOU HANDLE THOSE SITUATIONS ?

As always, if you have not read the previous articles leading up to this one, you NEED to do so. I mean, it's a series, right? Also, if you really want to benefit from this series, MAKE SURE YOU HAVE DONE THE HOMEWORK for the previous articles. Don't want to? That's your choice but, I can tell you even based on that choice, that NOTHING will change in your life in this area. How do I know that? Your decisions in relationship to this "homework" shows your approach to ALL choices and decisions. #TRUTH

So, just as I requested that you in the last article, I want you to write down ALL of the people that fit into the category of "forced relationships" in your life. List them out by name, how much time you spend with them and also rate them from 1 (most negative influence on you) to 10 (most positive influence on you) just as you did in the last assignment. *Note: There is no need to write down EVERY person with which you have contact at work...only those that you MUST spend the most time. Now, of course, even if there is someone that you don't have to spend much time with at work, if they have a profound impact on your - either negative or positive - do include them.

So, again, they could be family members that are "forced" (in-laws, step family, etc.), co-workers, managers/bosses and any others that you may come up with. 

Because you do spend so much time with those "forced relationships" at work (and the same may be true for some of your forced family relationships) it can become very difficult to not allow the negative impact to affect you in a negative way as well. YOU MUST TAKE ACTION if you, indeed, want to improve your mindset and your day even while at work!

With our "relationships by choice" (last article) we can actually make the decision to separate ourselves from those relationships if/when it's necessary BUT it's not always possible to do when it comes to our work environment. So, what do you do then?


 

That's right! In situations like this, you have no other choice but to ADAPT!

What do I mean by that? It's not likely that even your positive influence is going to have an immediate impact on those difficult people at your workplace BUT you can adapt to the fact that it IS difficult and use your creative mindset to figure out a way to approach this situation in a way that WILL bring positive results over time. How?

1. Determine that you will NOT allow others to impact you in a negative way! Yes, easier said than done but make this your MISSION each and every day and then approach your day with that in mind.

2. Determine that YOU will be the THERMOSTAT and not a THERMOMETER (much more on this in an upcoming article). In other words, YOU be the one that "sets the temperature" and don't just "react" to the "negative temperature" set by others. 

3. Be sure to listen to the podcast or watch the video to hear a story I have shared several times before of how my wife did just that with an Assistant Manager that she was told, when she first began working for this company,  to avoid at all costs because this A.M. was so negative.  End result? This A.M. ended up hand knitting a "throw/blanket" for my wife while my wife was there. TRUE STORY!

And, finally, in these "forced relationship" situations, it may be difficult to apply the "Replace and Remove" model talked about in an earlier article. Sure, you could quit your job but, at the same time, if you're not ready and already have a BETTER situation lined up, that may be a bad choice! Also, consider that if you've not implemented what is being talked about in today's article, you WILL run into the same situation at your next job before long. Then what?

Be GENUINE in your adapting and see what begins to happen when your GENUINE POSITIVE MINDSET begins to have a POSITIVE IMPACT on those around you. 

You know what else MIGHT happen (at this job or due to an offer for another position elsewhere)? You may find that those in management have notice your positive influence and see you as an excellent candidate to use that mindset in a higher position working/influencing more people. 

Click HERE for the PODCAST

Click HERE for the VIDEO

Very simply, the concluding podcast and video asks the question: "NOW WHAT?"

You've been given the "roadmap" on how to actually DO SOMETHING to learn how to DEVELOP and MAINTAIN a positive mindset. 

I will say it again: If you've not been committed enough to even do the "homework" that was assigned along the way, then you will not have the commitment needed to actually change your situation. 

It's up to you BUT I still will offer another source of help for you if you will only REACH OUT and HELP ME as I strive to HELP YOU.

Pay attention here: This process that we have gone through applies to ANY and EVERY area of your life! That is the truth. You apply this to your struggle to lose weight and maintain a healthy lifestyle. You can apply this to a struggle you may have with your marriage or any other close relationship that you have. You can apply this to the struggle of feeling "stuck" in and at your job. Yes, you can even apply this to finances. 

What "hits home" for you? What area would you like to be able to "dig a little deeper" on and get even more help and encouragement with to help you succeed? I NEED TO HEAR FROM YOU SO THAT I CAN HELP YOU IN THAT AREA!

You can either leave a comment here OR you can contact me directly by sending me an email at:

mike@FutureYouUniversity.com

It may take me a few days to respond but, I promise you that I WILL get back in touch with you. 

Until next time, whatever you do...
 

#FutureYouUniversity  #MikeSpillman #Success  #PsitiveMdset  #PersonalDevelopment


 

 

Thursday, January 4, 2024

Will YOU "Settle for LESS"??


 "Ninety-nine percent of people in the word are convinced they are incapable of achieving great things, so they aim for the mediocre. The level of competition is thus fiercest for 'realistic' goals, paradoxically making them the most time and energy-consuming. It's easier to raise $1,000,000 than it is $100,000. It's easier to pick up the one perfect 10 in the bar than the five 8's." - Tim Ferriss

I came across this quote this morning while reading from the book, "10X is Easier Than 2X" by Dan Sullivan with Dr. Benjamin Hardy. That type of thought is what this book is all about but, at the same time, it STILL got my attention!

I couldn't help but think about that quote in connection with the fact that (as I write this article) we are 3 days into a new year. Yes, many people make BIG "resolutions" for the new year and, due to a lack of discipline along with several other factors, usually fail and fail rather quickly. "So, since I always fail at making my "resolutions" I just won't make any or set any goals at all."

Yeah, that doesn't work either.

At least not for those who DO actually desire MORE and BETTER for their life.

Listen, I'm dedicated to helping YOU learn how to actually put ACTION behind those desires!

Here's another quote from the above mentioned book that came from the author himself. Read this closely and pay close attention:

"Whatever you focus on and commit to, you become the master of."


Perhaps this is the best place to start this journey of avoiding mediocrity and living a fulfilling life...FOCUS.

Write your thoughts down on that and allow your thoughts to "run free" (aka "brainstorm") and see what comes out of it. Take the time to really look over what you have written and consider them carefully and seriously.

I'd love to hear from you on what you came up with and, maybe, some things that I can use from some future articles to share with you.

I will be continuing this line of thought and I also encourage you to listen to the podcast on this topic as well as watch the video. You'll be glad you did!

Until next time, 

Whatever you do, always be sure to make it an AWESOME day - who else is going to do it for you?

Mike


Friday, December 29, 2023

I THINK I'm Satisfied...CAN I REALLY KNOW?


 Glad you're here. If you find value in this blog article, please "subscribe" so that you can receive my articles as they come out BUT ALSO be sure to click on the links at the bottom of this article so that you can also LISTEN to the podcast and WATCH the videos.

I do my best to do a submission on the same topic via each of these venues and you WILL benefit by checking EACH of them since I don't follow a script which means you will get THREE entries on the same topic but with EACH of them being a "little different" than the others. This means you get the BEST of the BEST by doing so.

Today's article is a continuation in thought from two previous articles ("Is it Really Fine?" and "ENOUGH is ENOUGH") in which I ended up asking the question: "How can you KNOW if you really ARE dissatisfied with your current situation?"

Don't miss the IMPORTANCE of what I'm sharing with you here (as well as in the podcast and video). GET THIS: If you will answer these questions thoroughly and HONESTLY, your LIFE could very well CHANGE FOREVER in a POWERFUL and POSITIVE way. 

Yes, I know that is a big claim but I stand behind that statement 100%!

READ THIS AGAIN: You need to listen to the podcast and/or watch the video as I go "deeper" there than I will in this article. I'm going to give you the "outline" portion of this important "formula" but you need to go deeper via the other avenues available.

HOW CAN I KNOW THAT I'M NOT TRULY SATISFIED WITH MY CURRENT SITUATION AND THAT IT'S TIME TO TAKE THAT STEP FOR HUGE CHANGE?  (This applies to ANY and EVERY area of your life - relationships, job position, finances, etc.)

Apply it to ANY area by asking THESE 2 MAIN IMPORTANT QUESTIONS (I will be using FINANCES as an example):

     1. Are you SATISFIED with your level of INCOME?

        A. If YES, are you satisfied with what you have had to "give up" in order to achieve that level of income? (Get specific and make a list of what all you have had to give up...how much time? what have you missed out on? GET VERY SPECIFIC!)

            - Then ask THIS question: How long are you willing to continue this path in order to maintain that level of income AND WHAT WILL YOU HAVE TO DO to INCREASE that level? 

        B. If NO, then what will it take in order for you TO BE SATISFIED with your level of income? What will it take for you to go from your current amount of income (specifically list the $ amount) and where you think that "satisfactory level of income" would be (again, specifically list the $ amount)?

            - Make another list of WHAT you will have to do in order to reach that level of income. WHAT WILL YOU HAVE TO GIVE in time AS WELL AS possible missed events, etc. in order to reach that level. Will you have to invest in some additional classes/courses in order to do so. What will that cost be (specifically list that $ amount)

            - How long will you be willing to continue this path in order to ACHIEVE that level of income and WHAT WILL YOU HAVE TO DO to not only MAINTAIN that level but to also INCREASE that level at some point in time?

    2. IF YOU ARE NOT SATISFIED WITH YOUR ANSWERS...What then? (Specifically list what you think your options may be).


That's it! Get real, get honest, get specific with your answers and this could CHANGE YOUR LIFE FOREVER. I can actually tell you that - either way - it WILL change your life one way or the other. You will either MOVE FORWARD in a POWERFUL and POSITIVE way or you will remain stagnant which, in reality, means that you will be moving BACKWARDS.

#TRUTH

If this has triggered something in you...leave a comment or go to www.FutureYouUniversity.com and leave a comment there OR contact me directly and share your thoughts with me at: mike@FutureYouUniversity.com

THE GOOD NEWS? I'm heading into this new year with THIS VERY THING at the center of my focus and direction for my own life and for those that are willing and ready to MOVE FORWARD once and for all.

Join me? Let's go!

Until next time...

Whatever you do, always be sure to make it an AWESOME day - who else is going to do it for you?

Mike



Wednesday, December 27, 2023

YOU be the GIFT!


 If you watch the video that I recorded for this topic, you will find that it was recorded on Christmas day. Many experienced watching the wrapping paper being torn off of presents and left strewn about the room once all had been uncovered. 

Perhaps you were involved in giving - and receiving - a gift and experienced the same for yourself. We ALL love gifts and, many of us, enjoy GIVING the gift more than receiving a gift. 

With those thoughts in mind, and as we get ready to head into yet, another, "New Year", I simply ask, "What GIFT will YOU bring into the 'New Year'?" 

What gift will you bring yourself? Following up on several of the recent podcasts/videos I've done lately, it's time to ask yourself, "Isn't it TIME for me to GIVE THE GIFT of FULFILLING my DESTINY?" Hey listen, that may sound a bit over-dramatic but I assure you...it is not!

You need to FEEL satisfaction KNOWING that you are, indeed, FULFILLING that task (your DESTINY) for which you were made! Decide NOW to give yourself that gift in this upcoming year and begin "putting that gift together" NOW!

Something else to consider is this: SOMEONE is WAITING on YOU and your "GIFT"!

Yes, it's true. Believe it to be true or not (it doesn't really matter as far as the fact), there are people that are wanting and needing EXACTLY what you have to offer them via your GIFT of YOURSELF.

You may be completely confused trying to figure out what your "gift" is and what you even have to "offer" the world in the coming year. That's o.k. and, by the way, I can help you with that but you have to connect with me first in order for me to do so. 

Stop wasting time. Stop putting it off. Stop letting time continue to pass you by. Yes, ANOTHER year is upon us...isn't it time?

Think about that. Be CHALLENGED by that and, please, be COMMITTED TO THAT!

Let's talk more about that a little bit later, shall we?

Until then...whatever you do, always be sure to make it an AWESOME day - who else is going to do it for you?

Mike


Monday, December 25, 2023

ENOUGH is ENOUGH!


 Once you decide to "get real" with yourself and actually admit that things actually are NOT "fine", you MUST come to the point that you decide that "ENOUGH is ENOUGH!"

Are you there yet?

If not, as was asked in a previous article/podcast/video...what will it take to get to that point?

Listen, you have to understand (and realize) that, unless you follow through with these thoughts one step at a time, you will NOT be able to "move forward" with your desires for a better future! It will only be "talk" like it has been so many times before...perhaps even years. 

Truth?

Listen, you don't have to STAY where you ARE in your dissatisfaction. YOU have the ability to actually MAKE A DECISION and MAKE A CHANGE!

“If you don’t like how things are, change it! You’re not a tree.”

Jim Rohn

Be sure to listen to the podcast and/or watch the video. I don't use a script and, even though I cover the same topic, there will be additional thoughts shared between the two. Just click on the appropriate links below. 

And, until next time, whatever you do, always be sure to make it an AWESOME day - who else is going to do it for you?

Mike


Tuesday, December 19, 2023

Is it REALLY "Fine"??


 "The enemy of 'the best' is not 'the worst'. The enemy of 'the best' is 'just fine'.

If you are apathetic because everything seems 'just fine', you will be unwilling to make the huge changes    needed to get huge results."     Dave Ramsey

It can be a very dangerous lie that we tell ourselves by answering to others that everything is "Just Fine" and even more so when we tell ourselves that same lie.

"Oh, but Mike, it's not a lie...I'm doing alright. I mean, there are a LOT of people doing worse!"

I get it but, does that mean that YOU are "fine"?

What does that even mean when you say, "I'm fine" or "Everything's fine" or "It's fine"?

Think about it. Leave your comments below or leave them at www.FutureYouUniversity.com on the post featuring this article or the podcast or video on the same topic. 

Get honest with yourself. Get real and be real and ask yourself, "What do I REALLY want?" as well as, "What would my life look like for me to REALLY, truly feel and know that, indeed, 'It's fine' ?"

Until next time, when we will discuss this further...

Whatever you do, always be sure to make it an AWESOME day - who else is going to do it for you?

Mike


 

Wednesday, October 8, 2014

Growing Opportunities - Part 2


Financial Opportunity - Part 2
 
 
You know what the "snowball effect" is, right?
 
The idea that a snowball, rolling downhill, gets more and more snow attached to it so that, when it reaches the bottom of the hill, it has increased in size dramatically.

We'll apply that to jobs and careers in the next article but, for today, we're going to apply the SNOWBALL EFFECT to opportunities with MONEY.

We ended the last article talking about people complaining that they don't have enough money or that they have no way to pay off debt or save any money for the future.

In RARE instances, that may be true. But I'm talking RARE.

More than likely you do not fit into that category and you DO have ways to pay off debt AND save money for the future.

The #1 thing you must do with this is to TAKE AN HONEST ACCOUNT of what is going on with your money. Notice that I said, "honest". Hey, listen, you can lie to yourself if you want but, friend, it's not going to help you and it's not going to change your situation. As a matter of fact, your situation will likely worsen due to your lack of honesty in this area.

*Ouch!*

Hey, it's time to get real here! You MUST be honest when looking at your money and where it is going. "Disappearing" is probably more like what seems to be happening, right?

Again, first and foremost you MUST stop paying money to everyone else (along with the high interest rates) through credit card payments, car payments, furniture rental, etc. No, I don't mean just stop paying. Get this debt paid off as quickly as possible so that you don't HAVE to pay!

"But Mike, how do I do that? I'm broke!"

Sure, you can go get another job but, friend, that's not really going to change anything because you will spend or waste that money as well. THAT'S A FACT! Yes, I do understand that there are SOME exceptions and that SOME people would actually apply that extra money the way that needs to be done. But, honestly, that likely is not you!

What can you do - TODAY - to save money that will not require you to work extra time or at an extra job?

1. STOP SMOKING! The average price of a pack (1 pack!) of cigarettes in the United States is $5.51 per pack. In a week, at ONLY 1 pack/day (I emphasize only because most smoke MORE than 1 pack per day) that comes up to $38.75 and, in a month, it comes up to a little over $150.  Oh, and in a year, just by smoking 1 pack of cigarettes a day, you have watched a little over $2,000 go up in smoke!

2. STOP EATING OUT SO MUCH! Oh, I know, I know...you're rushed and you HAVE to do that. No, you don't! I'm not saying that you have to stop eating out completely but, c'mon, how serious are you about this whole money thing? OPPORTUNITY is right in front of your face when you consider how much $$ you spend eating out over the course of a week. YOU do the math!

3. JUNK FOOD! Add it up yourself and see how much of your overall grocery bill is junk (chips, cookies and other sweets, soda, etc). Do you have to cut them out completely? No, but, I can almost promise you that you can cut out at least 90% of it right now.

I could go on and on on things that you could cut out of your budget. I haven't even started on your entertainment costs and how much you're paying just to watch television. But, hey, you might want to take a look at that as well.

All of those "small" things SNOWBALL into BIG EXPENSE for your wallet and, a lot of those listed also create a BIG EXPENSE on your health!

If you would do even those 3 things listed (or, if you don't smoke....find something else to replace it, like alcohol or the entertainment I mentioned), you will see how much extra money you will have to start applying toward some of your debt! And, all without having to get another job.

Small opportunities GROWING (the "snowball effect") into BIGGER opportunities!

What if you could do something and bring in just an extra $10 per week. Believe it or not, most people won't even consider something like that because "it's ONLY $10 per week".  But, listen, that extra $10 per week (without any kind of interest added to it) turns into an extra $40 per month, $520 per year and, after 5 years, it will bring you an extra $2,600!!
 
Small things that, done consistently, can and WILL become BIG things due to the "snowball effect" with your finances.
 
As always, this is up to YOU to make happen. It's not easy but, friend, if you are always short of money and have a lot of debt, consider it a NECESSITY.
 
Next, we apply this "snowball effect" to job opportunities.
 
Until then, always be sure to...
 
"Make it an AWESOME day! (Who else is going to do it for you?)"
 
Mike
 
(Note: if at any time, ANY of the links below do not work, be sure to contact me at mike@futureyouuniversity.com )